PERSONAL LIABILITY

Your horse may be your most prized possession but it can also be your biggest liability. Every time your horse comes in contact with someone you are exposing yourself to liability. The personal horse owners liability policy pays sums the insured becomes legally obligated to pay as damages because of bodily injury or property damage caused by your horse whether on premises or off. Many owners are under the mistaken notion that their homeowners' policy will provide liability coverage. In some cases this may be true, but in many it is not as the company may limit or exclude this coverage altogether.

We offer a program that is very reasonably priced that provides limits from $300,000 to $1,000,000. This is "must have" coverage for every horse owner.